Kurt Christian, Senior Loan Officer
My confidence as a loan originator comes from over 15+ years of mortgage banking and brokering competence. My golden rule: treat every client as you want to be treated if you were in their situation. I get great satisfaction from helping my clients achieve the American dream of homeownership and helping them save money over the life of the loan by helping them secure the "optimal" loan program featuring the very best rates and terms available tailored to their unique situation.
AFN is a direct mortgage lender that offers conventional, jumbo, FHA, VA, USDA, rehab, construction and first time home buyer programs that will get you into a home with little to no money down. I love being a direct lender with AFN. Beyond having hard to beat turnaround times because we process, underwrite, fund and draw docs internally, our 30+ investors including some of the largest banking institutions in the U.S. allow me to shop for my clients to ensure they are receiving the best rates and fees on any given day. Additionally we are approved with an arsenal of wholesale lenders to broker loans to that offer unique loan programs to meet the needs of those non-conventional types of scenarios people require including many frustrated self employed and commissioned borrowers.
I provide status updates to you (and your real estate agent on purchase loans) as your loan reaches certain milestones in the process, typically every week up until your loan funds. You never have to worry about being in the dark and wondering "what is going on with my loan?" With AFN as your mortgage lender, you have an entire team dedicated to carrying your loan from application through final loan funding. I always make myself available to review the final loan numbers with each and every client with a"fine toothed comb" before signing the final loan documents to ensure they clearly see that we "held our end of the bargain" as promised up front at the time of application. This alleviates the anxiety and uncertainty commonly felt going into a closing. My goal is to become your lender for life and gain your respect enough for you to refer me to your family, friends, neighbors and co-workers.
I take great pride in spending time with my wife, three kids and golden doodle. My wife and I have raised our kids to be respectful, kind, spiritual and compassionate people. We enjoy going to the beach, mountains, surfing, paddle boarding, hiking and traveling together. I hope to hear from you!